CARING Family Medical Insurance Plan

Protect your family life with comprehensive hospitalisation benefits from our CARING Family Medical Insurance Plan, which helps ease the financial stress of high-cost medical treatments.

Family is one of the most precious gifts that life affords us. With CARING Family Medical Insurance Plan, you and your loved ones are covered for the high cost of medical treatments. Choose from our 4 hospitalisation benefit levels to suit your needs, while enjoying free annual health check-ups, 24-hour worldwide emergency assistance services and more.

Continuous Coverage^

We guarantee your policy will be renewed up to age 100. Regardless of your claims history and the change of health status, no additional premium will be imposed individually upon policy renewal.

^ We reserve the right to amend premium rates, benefits, terms and condition upon policy renewal.

Comprehensive Protection

Outpatient and dental for you to add on to suit your needs.The plan also provides you worldwide medical coverage with free Emergency Assistance Services and a free basic check-up annually.

Simple to Apply

Just answer 2 simple questions about you and your family members' health conditions. No medical examination is required.

Plan Features

● Eligible entry age is between age of 15 days and 64 years ● No minimum hours of hospital confinement ● Day case surgery and operation in registered clinic are covered ● Daily cash benefit for confinement in general ward of hospitals under Hong Kong Hospital Authority ● 24-hour worldwide medical coverage and emergency assistance services ● Supplementary outpatient benefits with offer of Chinese medicine practitioner benefits (including bone setting and acupuncture). Doctor referral letter is waived for 6 specialties (Otorhinolaryngologist, Ophthalmologist, Dermatologist, Orthopedist & Traumatologist, Paediatrician and Gynecologist) ● Free annual basic check up