Disclaimer
June 2023Notice
Please read the following terms and conditions carefully. By accessing this website and any pages, you are agreeing to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, please do not access this website, or any pages thereof.
We may amend these terms and conditions from time to time, without providing notice to you and without giving any reason for doing so, by posting an updated version of the terms and conditions on the website. You should regularly check these terms and conditions for any amendments. If these terms and conditions are amended, you must comply with the updated terms and conditions. If you do not agree to the updated terms and conditions, you must immediately cease using the website.
In case of discrepancies between the English and other language versions of this website, the English version shall apply and prevail.
Copyright : All Rights Reserved
Unless otherwise indicated, copyright of all materials and contents found on this website is owned by bolttech Insurance (Hong Kong) Company Limited (“bolttech Insurance”), an affiliate of bolttech Group. The website allows users to read information about bolttech Insurance and send an email of enquiry to bolttech Insurance.
Trademarks
All trademarks, logos and service marks displayed on this website are protected and users are prohibited from using the same without written permission of bolttech Insurance or the owners of the relevant trademarks, logos and service marks, as the case may be.
The materials on this website are protected by copyright and no part of such materials can be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without bolttech Insurance's prior written consent.
Use of Information and Materials
The information and materials contained in these pages (including the terms, conditions, and descriptions that appear) are subject to change.
Products and services referred to in this website are offered by bolttech Insurance to customers located in the Hong Kong SAR where and when they may be lawfully offered by bolttech Insurance. The materials on these pages are not intended for use by persons located in or resident in jurisdictions that restrict the distribution of such materials by us. Persons accessing these pages are required to observe any relevant restrictions.
These pages should not be regarded as an offer or solicitation to sell any products or services in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction.
Persons accessing these pages are advised to obtain appropriate professional advice based on their own needs for any particular product or service contained in these pages.
No Warranty
The information and materials contained in this website, including text, graphics, links or other items are provided "as is", "as available". bolttech does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express or statutory, including the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.
Performance of the website
We will use reasonable endeavours to generally make the website available during our normal business hours. However, the availability of the website depends on various third party suppliers, and accordingly, we do not warrant or guarantee:
(a) that you will be able to use the website at any time; or (b) that your use of the website will be continuous, uninterrupted, secure or error-free.
You acknowledge that the website may not be available for use from time to time, and that you may be disconnected from your use of the website at any time for any reason, including if:
(a) any network connection difficulties occur; (b) the systems providing those services are unavailable for any reason (including so that maintenance can be performed); (c) you breach any of these terms of use; or (d) we decide to terminate, suspend or block your access to the website for any reason.
We make no guarantee as to the reliability or other performance of the website. The performance of the website depends on various factors, including the functions, capacity and configuration of your own internet-enabled device (which is compatible with the website and has a current and working internet connection), the speed of your internet connection, and the number of users accessing the systems which support the website.
The information available through the website is subject to updates from time to time and, while we aim to ensure that it is up-to-date, there may be delays, errors or omissions that could affect its currency or accuracy. Accordingly, we cannot and do not warrant or guarantee that the information you obtain through the website is or will be current, complete or accurate at all times. You acknowledge and agree that you will make your own enquiries to determine whether the information you obtain through the website is current, complete and accurate before using it. We are not responsible for any liabilities, losses, damages, costs and expenses (including legal costs and expenses, regardless of whether incurred or awarded) arising in contract, tort (including negligence) or otherwise you suffer or incur as a result of your failure to comply with this paragraph.
Software licences
To the extent that any software is made available or provided to you on this website, we grant you a non-exclusive, limited and personal licence to download and use the software for your own personal, non-commercial use only. All rights including intellectual property rights in the software remain our property or the property of the relevant licensors or owners of the software and, except as permitted by law, you may not reverse engineer, decompile, modify or tamper with the software.
Limitation of Liability
In no event will bolttech Insurance be liable for any damages, including direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this website or use thereof or inability to use by any parties, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if bolttech Insurance, or representatives thereof, are advised of the possibility of such damages, losses or expenses. Hyperlinks to other Internet resources are used at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by bolttech Insurance.
Links to Third Party Websites
There are links to third party websites which are not controlled by bolttech Insurance. bolttech Insurance shall not be deemed to guarantee or endorse the content on third party websites, and shall not be in any way responsible for the content on these websites. bolttech Insurance shall also not be liable for any damages or losses incurred or suffered by you, arising out of or in connection with your use of third party websites.
Submission of Information
All information submitted to bolttech Insurance via this website shall be deemed and remain the property of bolttech Insurance and bolttech Insurance shall be free to use, for any purposes, any ideas, concepts, know-how or techniques contained in information provided by a visitor to bolttech Insurance through this website. bolttech Insurance shall not be subject to any obligations of confidentiality regarding submitted information except as agreed with bolttech Insurance having the direct customer relationship or as otherwise specifically agreed or required by law.
Internet Communications
Messages sent over the Internet cannot be guaranteed to be completely secure. bolttech Insurance will not be responsible for any damages incurred by users if they send a message to bolttech Insurance, or if bolttech Insurance sends a message to them upon their request, over the Internet. bolttech Insurance is not responsible in any manner for direct, indirect, special or consequential damages arising out of the use of this website.
Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.
Data Privacy
bolttech Insurance is committed to protecting the personal data of individuals. We take your data protection rights and our legal obligations seriously and have implemented a data privacy program to establish and maintain high standards for processing personal data. Our privacy notice is the foundation of that program and explains our commitments when processing personal data.
Please click the below link for bolttech Insurance’s privacy notice which explain in more detail how we collect, store, use, and protect the personal data that we hold: